Types of Aid

What is financial aid? Financial aid is any type of financial assistance that you obtain to go to college. The main types of financial aid are scholarships, student loans, grants, and work study.

To be considered for federal financial aid, you need to submit a Free Application for Federal Student Aid, commonly known as the FAFSA. We will use information from your FAFSA to compile your total financial aid package, which includes all types of aid. You'll be notified of your package on your Financial Aid Award Letter.

Scholarships

Scholarships are aid that you don't have to pay back—think of them as a gift. They are usually intended to be used for tuition expenses. There are many types of scholarships, from a variety of sources. 

For more information, visit our scholarships section

Loans

Loans are borrowed money that you can use for college. Your loans must be paid back, along with any interest that may accumulate on them.

Federal loans, which have lower interest rates and more flexible repayment options than private student loans, are an investment in your future and can be a great way to pay for school.

For more detailed information about federal loan options, visit our Federal Loans page. For more information about private loans, visit our Private Loans page.

Are you an admitted transfer student? Are you a current undergraduate student? Find out what you might need to know when applying for loans.

  • Undergraduate Students

    You can take out direct loans to pay for your college education. There are a few options:

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    • Ferderl Direct Unsubsidized Loans: You are responsible for all interest, which will begin accumulating while you're in school. 

    Parents of dependent undergraduate students can also take out Federal Direct Plus Loans to pay for their children's expenses. 

  • Graduate Students

    As a graduate student, you have several options for loans:

    • Federal Direct Unsubsidized Loans: You are responsible for all interest on the loan, which will begin accumulating while you're in school.
    • Federal Direct PLUS Loans: You are responsible for all interest on the loan, which will begin accumulating while you're in school. 

Grants

A grant is a form of aid that generally does not need to be repaid if you finish each semester.

These grants can be divided into three general categories: institutional grants, state grants, and federal grants. For more detailed information about specific grants, visit our Grants page
  • Undergraduate Students

    Undergraduate, students who demonstrate financial need on their FAFSA application may be eligible for grants. These can include:

    For more detailed information about specific grants, visit our Grants page

Work Study

Federal work study is a federally funded program that provides part-time jobs to eligible degree-seeking students. Students must meet requirements, including demonstrating financial need, to be considered for work study.

For more information, visit our work study page

For more information about federal student aid, please visit studentaid.gov.
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